Get Pre-Approved by an Experienced Loan Officer
Secure your next home loan with me! I offer quick home loan pre-approvals and competitively low rates to help you compete against other buyers.

Meet
Freddy Abitbol
Florida Loan Officer
Being a leader in the industry is something I take great pride in. With over 18 years in the mortgage field, I have helped 1000s of clients get into their dream home or refinance their current loan.
As CEO of Hypotec, my role extends from helping my personal clients to building a team of talented loan officers. With access to all loan products at the most competitive rates, you can feel confident knowing you are in good hands.
Why Choose
Hypotec?
At Hypotec, we’re proud to offer an experienced team who’s here to work for you. Whether you’re shopping for a new home, looking to refinance your current loan or just curious about the home buying process, our dedicated loan officers are here to help you navigate the numbers. Our best in industry digital platform gives you a simple, clear experience start to finish.
Competitive Rates
I gather the largest array of wholesale and retail lenders to compete for your loan, so you get the lowest rate while I do the work.
Fastest Pre-Approval
Get pre-approved within minutes so you can get a head start in this competitive home buying market.
+20 Years of Experice
With decades of experience in the home loan industry, I love helping home buyers get low rate loan offers for the home they want.
Purchase or Refinance
Our digital technology allows access to all mortgage products, giving every client a custom tailored solution for your unique situation.
A Word from
My Clients
Serviced
States
No matter where you’re currently located or looking to move, I’m ready to serve you in all of the above states I’m licensed in. With licenses in +10 states including some of the hottest real estate markets in the US, I’m ready to get you the rates you deserve!
Licenses
- CA - Department of Financial Protection and Innovation - 1903131
- CO - Division of Real Estate - 100503099
- FL - Office of Financial Regulation - LO2478
- GA - Department of Banking and Finance - 58979
- MD - Office of Commissioner of Financial Regulation - 37456
- NC - Commissioner of Banks - I-170807
- NY - Department of Financial Services - 331653
- OH - Department of Commerce - MLO-OH.331653
- PA - Department of Banking and Securities - 90588
- SC - Department of Consumer Affairs - 331653
- TN - Department of Financial Institutions - 129495
- TX - Department of Savings and Mortgage Lending - 331653
Speak with an Experienced Loan Officer
Let me help you get the rates you deserve for the home that you love! Whether you’re purchasing a new home or need help refinancing your current home, I’m here to help. Give me a call, shoot me an email, or fill out a quick pre-approval to get started.

Florida Loan Officer
Freddy Abitbol
- Office: 844-HYPOTEC ext 2222
- Phone: (213) 280-2008
- Email: freddy@hypotec.com